3.1 Eligibility:

You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you meet this eligibility requirement.

3.2 Registration:

Some parts of the Services may require you to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

3.3 Account Security:

You are responsible for safeguarding the password that you use to access the Services and for any activities or actions under your account. You agree not to disclose your password to any third party.

4.1 Permitted Use:

You may use our Services only for lawful purposes and in accordance with these Terms. You agree not to use the Services:

• In any way that violates any applicable federal, state, local, or international law or regulation.
• To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation.
• To impersonate or attempt to impersonate Financeboost.net, a Financeboost.net employee, another user, or any other person or entity.
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Services, or which, as determined by us, may harm Financeboost.net or users of the Services or expose them to liability.

4.2 Content Standards:

Any content you post to the Services must comply with all applicable federal, state, local, and international laws and regulations. You are solely responsible for any content you post on or through the Services.

5.1 Financeboost.net Content:

The Services and their entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Financeboost.net, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

5.2 User Content:

You retain any copyright that you may have in the content you post on or through the Services. By posting content, you grant Financeboost.net a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use, modify, publicly perform, publicly display, reproduce, and distribute such content on and through the Services.

6.1 Third-Party Links:

The Services may contain links to third-party websites or services that are not owned or controlled by Financeboost.net. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

6.2 Third-Party Content:

Financeboost.net is not responsible or liable for any content provided by third parties through the Services.

7.1 "As Is" and "As Available" Basis:

Your use of the Services is at your sole risk. The Services are provided on an "AS IS" and "AS AVAILABLE" basis, without warranties of any kind, either express or implied.

7.2 No Warranties:

Financeboost.net expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

11.1 Informal Resolution:

For any dispute you have with Financeboost.net, you agree to first contact us and attempt to resolve the dispute informally.

11.2 Arbitration:

If the dispute cannot be resolved informally, you and Financeboost.net agree to resolve any disputes through binding arbitration, on an individual basis.

11.3 Class Action Waiver:

You agree to waive any right to participate in a class action lawsuit or class-wide arbitration.

12.1 Termination by Financeboost.net:

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

12.2 Termination by You:

You may terminate your account at any time by discontinuing use of our Services and contacting us to request account deletion.